If you would like to know more, please submit the contact form to set up a meeting.

Tax Free Retirement

When you retire, you will have available to you only two kinds or pots of money. The first pot of money is taxable, and the second pot is tax-free. Which pot would you like to have your money in? Taxable or tax-free?
In the taxable pot, you have 2 different types of taxation. The first kind is called capital-gains tax. One is short-term capital-gains tax – this is usually taxed at the individual’s marginal income-tax rate. The second tax level is for long-term holdings or investments held for greater than twelve months. The current capital gains tax is 15%, and recently in 2013 they added a new bracket of 20% for income tax brackets of 39.6%.  But, of course, this is subject to change based on changes in the tax law.
On the other side of the taxable pot, we have income tax – this tax can be as high as 39.6% (new change for 2013).
(Check my video called “Interest rates and the power of taxation” – it explains how taxation erodes your future and why you want to get away from it as fast as you can!)
There are a few places where you can accumulate tax-free income, and the majority has a lot of limitations (ex. How much money you can deposit into it, how much money you earn a year, etc.)
Our commitment to you is to explore the financial processes you have employed and provide a unique plan for you to retain more of your earnings and expand your wealth.

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‘Diversification is a protection against ignorance. It makes very little sense for those who know what they’re doing.’                                                                                                                                                               Warren Buffett


We show our clients how to build wealth without the risk of the stock market or the inefficiency of banks.

The perfect investment should have these benefits:


1)No risk


3)No penalty for its use

4)Liquidity, use and control (get your money when you need it)

5)Protection from creditors

6)Leverage (create the most amount of wealth using the least amount of money)


8)Tax-Free (upon distributions)

9)Collateral (for loans)

10)Disability benefits (make payments if you are disabled)

11)Tax-free transfer to your heirs

Tax Free Passive Income

If you would like to know more, please submit the contact form to set up a meeting.

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The greatest obstacle to discovering the shape of the earth, the continents, and the oceans was not ignorance

it was the illusion of knowledge. - Daniel Boorstin