The average American spends about 40% of their income in TAXES, 25% in INTEREST (mortgage, car loans, Credit Cards, etc.), 32% on living expenses (including things like vacations, entertainment, etc.), and just 3% on SAVINGS. If this person would get together with his/her peers at a coffee break to talk about financial matters, I can predict they would talk about getting a higher rate of return on the portion they are saving. Something is wrong with this picture!
That is why The Arceo Financial Group focuses on cutting the tax percentage and the interest percentage so you can easily (at least) double your savings (that is "100% rate of return" on your savings) AND have a higher quality of life (increasing your live expenses); all while getting a better rate of return on your money.